Articles & Op-eds

Op-ed: We must increase access to affordable mortgages for minority borrowers

January 30, 2021

By: Lindsey Johnson Homeownership has been on the rise over the past few years even during the COVID-19 pandemic, but a deeper look at who is able to become a homeowner reveals significant racial and economic gaps. With a growing … Continued

OP-ED: Low down payments backed by mortgage insurance more important than ever

August 10, 2020

By: Lindsey Johnson Today, the place you call home matters more than ever. Unfortunately, many Americans continue to believe homeownership is out of reach because they think a 20 percent down payment is needed to qualify for a mortgage. A … Continued


December 24, 2019

By: Lindsey Johnson Some hailed the Department of Housing and Urban Development’s annual report on the Federal Housing Administration’s financial status as evidence that the government mortgage insurance program should lower its fees. And they said that FHA should consider expanding its … Continued

Mortgage Insurance: A faster way into your first home

November 20, 2019

For many Americans, the biggest hurdle in buying a home is the down payment. According to a recent report, 49% of non-homeowners stated that not having enough money for a down payment and closing costs was a major obstacle to purchasing … Continued

Buy a Home Without Breaking the Bank

July 16, 2019

Buying a home is one of life’s biggest financial milestones, but people often think it’s out of reach because of the costs involved, including the myth that you have to put 20% down. The fact is, you don’t necessarily need … Continued

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